Mortgage Rates Have Risen Again, But Will They Stay There?
Mortgage rates in the U.S. have slightly risen again, reaching 6.49% on average for a 30-year fixed mortgage on October 16, 2024, after hitt…
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Pending Home Sales Post Biggest Increase Since 2021
U.S. pending home sales increased by 2% in the four weeks ending October 6, 2024, marking the biggest jump in three years. This uptick is dr…
Read moreHome Prices Still Fairly Strong
CoreLogic, who provides data from multiple housing market segments, reported that home prices dropped by 0.1% in August, which was lower tha…
Read moreThe Fed Cut Rates, Now What?
Last week the Federal Reserve released their new policy statement, and they mentioned that they cut the Federal Funds Rate by 50 basis point…
Read moreHome Equity Increasing
CoreLogic released their Home Equity report, and it showed that people who own homes with mortgages, which is 62% of all homes, gained $1.3…
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Get pre-qualified Call 800-778-9044What is Considered Debt When Applying for a Mortgage?
Understanding Debt in Mortgage Applications Debt is any money you owe to lenders or creditors, and it plays a crucial role in determining yo…
Read moreUnderstanding Non-Qualifying Mortgages: A Comprehensive Guide
What Are Non-Qualifying Mortgages? Non-qualifying mortgages (Non-QM) are home loans that do not conform to the underwriting standards set by…
Read moreUnderstanding How Mortgage Rates Are Determined
The Basics of Mortgage Rates Mortgage rates are essentially the interest rates charged by lenders on home loans. These rates can be fixed, m…
Read moreNationwide Surge in Home Mortgage Lending Marks Broad Recovery in Second Quarter of 2024
In the second quarter of 2024, U.S. home mortgage lending rebounded significantly, with a 23.2% quarterly increase, totaling 1.62 million mo…
Read moreGood News For First-Time Homebuyers
According to a recent analysis from Redfin, starter homes are a bright spot in the housing market as mortgage rates settle near a 15-month l…
Read moreUS Job Growth Far Weaker Than Originally Reported
Preliminary annual benchmark review of employment data from the Bureau of Labor Statistics (BLS) reveals that U.S. job growth over the past…
Read moreMortgage Applications Surge By 16.8%
In the week ending August 9, 2024, mortgage applications surged by 16.8% from the previous week, according to the Mortgage Bankers Associati…
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