Sobre Viktoryia
With big dreams and even more determination, Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, Advisors has grown to serve not only the greater New Jersey area, but also a vast portion of the United States.
Our immense experience is our greatest asset and is the foundation of the success of the company and every Advisors branch and loan officer.
Con licencia en NJ, PA
Guías gratuitas de Viktoryia
Guía para compradores primerizos
Por qué ser propietario, los 7 pasos, la lista de documentos y qué hacer y qué no: léala aquí, sin descargas.
Dónde encontrar a Viktoryia
Viktoryia trabaja desde nuestra oficina de Ocean, NJ – West Park. Rama NMLS #1769827.
Lo que dicen los clientes sobre Viktoryia
34 reseñas de clientes
Reseñas verificadas de clientes a través de Experience.com
I had an excellent experience working with my lender! They were very helpful, professional, and patient throughout the entire process. They answered all my questions, kept me informed, and made everything go smoothly. I really appreciate their hard work, communication, and dedication in helping me get my loan approved. I highly recommend them to anyone looking for a great lender! Victoryia Bordoy is the best 😊❤️🌟⭐⭐⭐⭐⭐
Thanks 🛌🛌🛀👌
Viktoryia She went above and beyond at every stage, was always available to answer our questions, and showed incredible professionalism and knowledge. Her dedication made all the difference and we are very grateful for her help.
Excellent service! Viktoryia Bordoy was knowledgeable, patient, and answered all my questions quickly. The whole mortgage process felt smooth and stress-free.
We are very grateful to Viktoryia! She was always in touch, answered all our questions, explained everything clearly, and was patient.
a great experience with Vicktoryia, she went above and beyond
Viktoryia is great professional- patient knowledgeable , friendly and to the point - pleasure to deal with
Viktoryia and her team did a great job throughout the entire process. They were professional, responsive, and made everything smooth and stress-free. Highly recommend!
the result
I had a great experience working with Viktoriya Bordoy and the Advisors Mortgage team. The entire process was smooth, well-organized, and clearly explained at every step. As a first-time homebuyer, I had a lot of questions, and Viktoriya was always patient, responsive, and very knowledgeable. She made what could have been a stressful process feel much easier and more manageable. I really appreciated her attention to detail and how quickly she responded whenever I needed help or clarification. I would definitely recommend Viktoriya and her team to anyone looking for a reliable and supportive mortgage experience
you so much for helping me to buy the house
Viktoriya Bordoy was extremely helpful and answered all of our questions and she went above and beyond providing not only insight but sound advice as well. Communication was key and she always kept us in the loop by emailing, calling or texting us making sure that things were completed in a timely manner. We weren't having the greatest experience with our realtor but she made this end of the home buying process a breeze.
A very good team, thank you for everything, I was glad to work with you, I recommend it to everyone.
Our loan officer was very helpful and was always there when we needed to call and figure something out
Great experience
Thanks for the work done!
My wife and I had a great experience when we were buying our very first house. We would like to thanks Viktoryia for her help with the approval for the mortgage loan. She was very helpful and responsive to every question we had. Thanks!!!
We bought a house! We worked hard to get here! The work of the specialists is like playing in an orchestra, everyone plays their part, and in the end – a masterpiece!! Thank you all!
Best of the best
thanks so much was pleased working with you
good comunication
The entire process was smooth, from initial call to closing. Viktoria and her team were diligent and supportive every step of the way! Thank you for the great experienc!
Very smooth process
Great experience! Vitoria, you are very professional, it was a pleasure to work with you!
I want to thank Victoria and the whole team for their exceptional support during our mortgage application. They all worked hard to get our mortgage approved. Victoria was professional, always available to answer our questions, and made the process stress-free. Her knowledge and understanding were invaluable, and her presence at closing to explain the paperwork was particularly helpful. We truly appreciated everyone’s assistance!
Últimas noticias del mercado
The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.
The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.
One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.
The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.
Source: MBS Highway
The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.
This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.
Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.
In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.
For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.
The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.
Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.
If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.
Source : Federal Reserve
