Sobre Shaun
With big dreams and even more determination, Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, Advisors has grown to serve not only the greater New Jersey area, but also a vast portion of the United States.
Our immense experience is our greatest asset and is the foundation of the success of the company and every Advisors branch and loan officer.
Con licencia en FL, NJ, PA
Dónde encontrar a Shaun
Shaun trabaja desde nuestra oficina de Ocean, NJ – West Park. Rama NMLS #1769827.
Lo que dicen los clientes sobre Shaun
245 reseñas de clientes
Reseñas verificadas de clientes a través de Experience.com
It was my first time dealing with a mortgage company and the proess was seamless. Shaun's team was fantastic.
Thank you again to Shaun and the rest of the Team for your professionalism and prompt attention to every detail of the transac all the way through closing!
over we got it done
Working with Advisors Mortage and specifically Shaun Moran is an absolute joy. No matter what comes up during the process they always find a solution to get it taken care of. I will not ever go to a different mortage company.
were many delays and complications in the closing. Shaun and TJ handled them with Grace and confidence.
Two thumbs up
It was a distinct pleasure to work with Shaun Moran and his colleagues at every step of the loan application process. He was pleasant, thorough and respectful throughout!
We would highly recommend Advisors Mortgage Group in Ocean, NJ. buying a house can be a very stressful time and they made it easy. Everyone that we dealt with was knowledgeable, helpful and kind. We felt the entire time that they had our backs and would do anything to help, something you don't come across very much these days.
Thank you for my second purchase with your company.
Shaun made our first time home buying experience so simple and easy. He was incredibly helpful in explaining our options and quickly finding resolutions to any challenges we encountered in along the way. His team was also wonderful and very communicative. Highly recommend Shaun and Advisors Morgage!
Shaun and his team were very professioal and stayed on top of all the details. Shaun told me when to lock the rate before it went up! His timing was perfect!
Quick and easy
This was our first time buying a house, and Shaun and Laurie coached us through to the finish line. Went over all of our options and gave us real-life advice on how to set us up for the future. Laurie also helped with negotiations and getting a better deal on the house. Shaun went over the different loans we could qualify for and which would be best for our goals.
We would definitely recommend using Shaun at Advisors Mortgage on your loan. His experience was shown every step of the way as we discussed different loan options and found the best one to suit our needs on a fixer upper near the shore
Shaun was terrific to work with and made the whole process simple and quick. I'd definitely work with him again.
I would recommend Advisors to all my friends.
and Tom had Advisors mortgage and everyone behind the scenes is very knowledgeable fast. I never have a problem with any transactions. They get the job done ! if there is a problem they find a way to resolve it or think of a better solution for you to fit your needs thank you guys and the whole team
Overall great team great communication !
Shaun Moran and his team of associates including Tom Saldutti and Dawn Carbone were excellent! They were all so thorough and communicative on the whole process from beginning to end. They explained everything in detail and did their best to help my wife and I with our first home. I highly recommend their team to anyone in need of a loan for their home!
Working with Shaun and Tom throughout the mortgage process was a blessing! My husband and I had a million questions, but Shaun and Tom never made us feel like a nag and we're always happy to answer our questions . They got back to us immediately and kept us up to date every step of the way! We felt fully supported through each step! I will be recommending all of my family and friends ! Thank you so much Shaun & Tom, you made a stressful process 10 million times easier!
Excellent from start to finish
The whole process can be complicated however Shaun's group was fantastic!
DEE CLAVIN MADE THIS EXPERIENCE GREAT
Great great great great
Everyone on team were very prompt, informative and made the process
Últimas noticias del mercado
The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.
The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.
One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.
The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.
Source: MBS Highway
The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.
This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.
Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.
In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.
For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.
The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.
Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.
If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.
Source : Federal Reserve
