Sobre Jennifer
With big dreams and even more determination, Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, Advisors has grown to serve not only the greater New Jersey area, but also a vast portion of the United States.
Our immense experience is our greatest asset and is the foundation of the success of the company and every Advisors branch and loan officer.
Con licencia en FL, NJ, NY
Guías gratuitas de Jennifer
Guía para compradores primerizos
Por qué ser propietario, los 7 pasos, la lista de documentos y qué hacer y qué no: léala aquí, sin descargas.
Guía del comprador
Programas, papeleo y errores comunes — la guía completa para comprar.
Guía del vendedor
¿Vende y compra al mismo tiempo? Empiece aquí.
Dónde encontrar a Jennifer
Jennifer trabaja desde nuestra oficina de Red Bank, NJ. Rama NMLS #131572.
Lo que dicen los clientes sobre Jennifer
71 reseñas de clientes
Reseñas verificadas de clientes a través de Experience.com
and Grace were on top of everything that needed to be done and helped guide us along the . I highly suggest using Jennifer. We had a VA loan which was a little more complicated and she guided us through it succinctly and efficiently. We are very grateful for the great job she did.
Jennifer Hicks is the epitome of an incredible mortgage agent.She exudes excellent customer services skilss throughout the loan process by communicating effectively, handling each challenge with a smile.She has been incredibly supportive, detail oriented, and a true professional from start to finish.I am so happy I chose her to assist me in getting the loan for my house.
Very easy process, Jennifer helped with everything and answered any questions in detail, was also very quick answering questions via email! Highly recommended!
This is my second time using Jen. She was amazing and I would highly recommend anyone. The whole process was a breeze with her as she helped me navigate the process.
I’m really glad that I was able to work with the advisors. I would give you a star rating of 10/10. I really recommend you guys to work with them. They really helped me a lot I’m very grateful.
Great customer service
Explained in previous box.
The overall process couldn’t have been more seamless. Jenn communicated every step and answered all questions quickly and thoroughly.
Jennifer’s team made our approval process quick and mostly painless! Happy to refer friends and family to Advisors mortgage in the future!
Thank you to everyone at Advisors Mortgage especially Jen- She is awesome. She guided me through the process and helped me every step of the way. I could call or text her anytime. She is wonderful!! Thank you so much Jen!! I was sent to Advisors Mortgage by a coworker and friend and I am extremely grateful that she sent me to this group and to Jen.
Jennifer Hicks was very helpful
Thank you Jennifer for assisting me throughout the mortgage approval process. While the process was involved, Jennifer ensured all paperwork was in order and helped in getting my closing in on time to reserve my rate. Thank you Jennifer!
Jennifer Hicks from Advisors Mortgage was a pleasure to work with. She was responsive and patient with us through the process and Advisors Mortgage program was able to get us out of the current mess of a mortgage we were in and offer us a better rate. We are extremely thankful to Jennifer Hicks for helping in guiding us through our process. Thank you Jennifer!
Great experience all around with Jennifer.
Great experience, knowledgeable, and very professional.
Everything went well with the processes very professional.
From the beginning of my contact with Jennifer she has been nothing but helpful, patient, and easy to work with. Buying a home can be very stressful at times and Jennifer made me feel that no matter what I needed at the time it could get accomplished. I highly recommend!
Jenn answered all the questions I had, even when they weren’t directly related to my loan.
My mortgage advisor Jennifer was amazing she was always available to answer questions I had. She made this process so simple. I appreciate the professionalism and accommodating service I received.
Jen was amazing! She guided me throughout the whole process and was there for me if I had any questions. Have nothing but amazing things to say about her.
it was an absolute pleasure to have jennifer work with me .she was extremely knowledgable and met all expectations with quick response
Everything went smooth
Whenever I wasn’t sure about something Jennifer was always available to help us through it.
Jen is the absolute best lender out there. Kind, courteous, professional, and was always there for me. She answered me in seconds, and was super supportive. I’ll keep recommending her over and over !
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Últimas noticias del mercado
The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.
The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.
One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.
The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.
Source: MBS Highway
The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.
This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.
Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.
In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.
For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.
The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.
Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.
If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.
Source : Federal Reserve
