With over 15 years of experience in mortgage lending, real estate, and marketing, Cassia Roxas has built her career around one simple philosophy: great business is built on great relationships.

As a Senior Loan Officer with Advisors Mortgage Group, Cassia combines extensive industry knowledge, creative financing solutions, and a personalized approach to helping clients achieve their homeownership and financial goals.

Whether working with first-time homebuyers, seasoned homeowners, or real estate investors, Cassia specializes in financing primary residences, vacation homes, investment properties, and refinancing opportunities. She understands that every client’s financial situation is unique and takes pride in identifying mortgage solutions tailored to their individual needs.

Her approach goes far beyond interest rates and loan programs. Cassia believes in educating her clients, simplifying the mortgage process, and creating an experience built on trust, transparency, and communication. Her greatest professional reward is building lifelong relationships and becoming the trusted mortgage resource her clients confidently recommend to family and friends.

Leadership, Community & Giving Back

Cassia’s passion for connecting people extends well beyond the mortgage industry. Throughout her career, she has held leadership positions in several respected professional and charitable organizations.

She is a founding member and former President of Toms River LeTip, a chapter that earned national recognition as one of the fastest-growing chapters in 2018. She has also served in leadership roles with the Shore Business Professionals Group and as President of the Board of Directors for Dottie’s House.

Supporting veterans holds a particularly special place in Cassia’s heart. A lifetime member of Gulf War Veterans, Cassia is committed to expanding her involvement with organizations dedicated to honoring and assisting those who have served our country.

One of her most meaningful charitable endeavors is the Philip Roxas Fund, established in honor of her father, a proud United States Air Force veteran. Through this heartfelt initiative, Cassia carries forward her father’s legacy of service by providing meaningful assistance to veterans in need. From coordinating transportation and delivering groceries to helping veterans access essential resources and everyday necessities, the fund focuses on making a tangible difference in the lives of those who have sacrificed so much for our freedom.

Her dedication to giving back also includes supporting FulFill, the ASPCA, Ocean’s Harbor House, Coats for a Cause, and organizations devoted to helping animals, families, and women and children facing challenging circumstances.

For Cassia, community involvement is more than volunteering — it’s about honoring those who came before us, lifting others up, and making a difference, one person at a time!

Beyond the Mortgage Desk

When she’s not helping clients achieve their homeownership dreams, you’ll likely find Cassia pursuing another lifelong passion — music!

Affectionately known as “The Singing Mortgage Girl,” Cassia brings the same energy, enthusiasm, and genuine love of people to the stage that she brings to her mortgage career. A passionate vocalist, she has performed with various bands throughout New Jersey and Florida, including Temporary Grace alongside her brother Rob.

Today, Cassia is the lead singer of Frog Jam Band, performing alongside local musicians who once shared the stage with her father before his passing. Continuing that musical connection is especially meaningful to Cassia, allowing her to celebrate her father’s legacy while creating new memories through the music they both loved.

For Cassia, music is more than entertainment — it’s a way to bring people together, celebrate life, and keep cherished memories alive.

Family, Life & Everything in Between

Born in Jersey City and a lifelong resident of Toms River, New Jersey, Cassia also enjoys spending time in Sarasota, Florida.

Above all, she treasures time with her husband, Peter, their four wonderful children — Justin, Kaitlyn, Ryan, and Cameron — and her beloved senior rescue companion, Cammi Stardust.

Whether she’s guiding a family through the purchase of their first home, supporting a veteran in need, spending time with loved ones, or entertaining a crowd, Cassia approaches everything with authenticity, compassion, dedication, and heart.

Her philosophy is simple: Work hard. Give back. Build relationships. Love what you do.

“Whether I’m closing loans or singing songs, my passion has always been connecting with people and helping make dreams come true!”

Con licencia en 3 estados

FLNJPA

Especialidades: Compradores de primera vivienda, Propiedades de inversión, Refinanciar

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“Cassia was absolutely wonderful to work with throughout our home-buying process. She was knowledgeable, responsive, and always took the time to answer our questions and explain each step along the way. Buying a home can…”

JESSICA T · 2026-06-16

Sucursal de Cassia

Tinton Falls, NJ – Murcia

Rama NMLS #2300185

227 Newman Springs Road
Tinton Falls, NJ 07724

732-299-9722

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Lunes	9:00am-5:00pm
Martes	9:00am-5:00pm
Miércoles	9:00am-5:00pm
Jueves	9:00am-5:00pm
Viernes	9:00am-5:00pm
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Lo que dicen los clientes sobre Cassia

4.96

21 reseñas de clientes

Reseñas verificadas de clientes a través de Experience.com

From the start, Cassia and Patrick were amazing at response times either through the phone or email. when I had any questions or concerns, those two were prompt with providing me answers.

RANDY T

BAYVILLE, NJ

nov 2026

We just closed on our first home, and while the process was a little lengthy at times, Cassia Roxas-Seems was our main point of contact at Advisors Mortgage and made sure we were informed and supported every step of the way. She was incredibly responsive, helpful, and an absolute pleasure to work with. I am very thankful we had the opportunity to work directly with her and would highly recommend Cassia to anyone going through the home-buying process. Cassia is the best!

Justin A

sept 2026

Advisors made sure that things were handled in a timely manner. Their attention to detail was impressive and instilled security throughout the entire process.

ROBERT M

MANAHAWKIN, NJ

sept 2026

Cassia went out of her way to accommodate us. She worked very hard and was very personable through this really difficult procedure. She kept us calm and helped us deal with our stress. She was very knowledgeable and pleasant to work with.5 stars

CARL V

WARETOWN, NJ

sept 2026

Cassia is the best!

RONALD H

TOMS RIVER, NJ

ago 2026

Cassia and the team were always available and were extremely responsive. I would recommend them to anyone looking to get a mortgage. Thank you so much for the smooth process!

FRANK C

BAYVILLE, NJ

jun 2026

6 / 21

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Base de conocimientos What Credit Score Do You Need to Buy a House? Purchasing a Home and Credit Scores Purchasing a home is one of life’s most significant financial milestones. While factors like income, savings, and … Leer el artículo Base de conocimientos How Much Money Can You Borrow With a Home Equity Line of Credit? A home equity line of credit—better known as a HELOC—can be a smart way to tap into the value of your home. It works like a revolving credit line, sim… Leer el artículo Base de conocimientos How to Increase Your Credit Score: 7 Steps to Get Started Your credit score plays a big role in your financial health—it can impact everything from your ability to get a mortgage to the interest rate you’ll p… Leer el artículo

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Últimas noticias del mercado

5 oct 2026PCE Inflation Report Cooler Than Expected

The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.

The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.

One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.

The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.

Source: MBS Highway

28 sept 2026The Shift to a Buyers’ Housing Market

The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.

This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.

Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.

In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.

For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.

Source: Redfin: Buyers vs. Sellers, August 2026

21 sept 2026The Fed’s Policy Change and its Effect on Mortgage Rates

The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.

Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.

If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.

Source : Federal Reserve